# Soft Credit Pre-Qualification Outreach — Automotive AI agent | Mihu AI

Automotive · Sales

# Soft Credit Pre-Qualification Outreach

Get financing pre-qualified before the showroom visit so the test drive turns into a same-day deal.

Set up this outcome

## Apps this needs

SMS Gateway Fallback text messages for reminders and links. Connect during setup

SIP Trunk Route inbound & outbound calls through your phone system. Connect during setup

Core / Policy System Lending, policy or subscription system for renewals & balances. Connect during setup

CRM Salesforce, HubSpot or your local CRM for leads & contacts. Connect during setup

## How it works

Once a test drive is booked, agent sends a secure pre-qual link that submits a soft-pull — no credit impact, clearly disclosed.

If completed, retrieves the approved range and terms from the lender API and confirms them before arrival.

If not completed within 24 hours, calls to complete the soft-pull verbally with consent.

The outcome — approved range, terms or declined — is written to the CRM deal record so F&I has terms ready at the desk.

## Data sources

Lender/finance API DMS appointment calendar CRM deal record

## What it targets

Pre-qual completion before visit Target 55%

Same-visit close rate for pre-qualified shoppers Target +21%