# Loan Document Collection & Stacking — Financial Services AI agent | Mihu AI

Financial Services · Lending

# Loan Document Collection & Stacking

Collect and organize borrower documents so underwriting isn't held up chasing paperwork.

Set up this outcome

## Apps this needs

Core / Policy System Lending, policy or subscription system for renewals & balances. Connect during setup

WhatsApp Business Send confirmations and let customers reply on WhatsApp. Connect during setup

## How it works

Sends the specific document checklist based on loan type and borrower profile, pulled from the LOS's checklist rules.

Tracks receipt and sends targeted reminders only for outstanding items.

Checks documents for basic completeness (right date range, legible, all pages) before marking ready for underwriting, written to the LOS document module.

Notifies the loan officer once the file is complete and ready for underwriting submission.

## Data sources

LOS document checklist by loan type Document upload/completeness status

## What it targets

Complete document packages received within the target timeline Target 80%

Document-related underwriting delays Target -40%